🧾 Factoring facilities from $25K to $10M+ · Approvals in as little as 3 days
Invoice Factoring

Your invoices are money.
Stop waiting 90 days for it.

We advance 80–90% of your outstanding invoices within 24 hours. Your customer pays on their normal terms — you get your cash now.

  • Approval based on your customers' credit — not yours
  • Bad credit, startups, maxed lines of credit: all OK
  • No debt added to your balance sheet
  • Factor only the invoices you choose — no long-term lock-in
Get a Factoring Quote →

How the math works

Example: $100,000 invoice on Net-60 terms

Day 1 — advance (85%)$85,000 to you
Day 60 — customer pays factor$100,000
Rebate less factoring fee~$12,000+ to you
You waited24 hours, not 60 days

Illustrative only. Advance rates and fees depend on volume, invoice size, and your customers' creditworthiness.

Built for industries that invoice on terms

Pick your industry for a program designed around how you get paid.

👥

Staffing Agencies

Payroll is due Friday. Your clients pay in 45 days. We close that gap every single week.


Staffing factoring →
🏭

Manufacturing

Fund raw materials and production runs without waiting on Net-60 purchase orders.


Manufacturing factoring →
📦

Wholesale & Distribution

Restock inventory the day you invoice — not the month your retailer finally pays.


Wholesale factoring →

Also serving: trucking & freight, government contractors, oil & gas services, B2B services. Apply here →

How factoring works

Invoice your customer

Send a copy of the invoice to your customer and to the factor.

Get 80–90% now

The factor wires the advance within 24 hours and manages collection professionally.

Get the rest

When your customer pays, you receive the remaining balance minus the factoring fee.

Qualify in 3 days. Fund in 24 hours.

Basic company info + your A/R aging report is all it takes to start.

Start My Factoring Application