Big buyers demand Net-60 and Net-90 terms — while your suppliers want cash up front. Factoring converts finished invoices into immediate capital for raw materials, payroll, and your next production run.
60 seconds · No credit impact
Raw material purchases can't wait for a retailer's 90-day payment cycle. Factoring keeps production moving.
Offering Net-60 terms wins contracts with major accounts — factoring lets you offer terms without the cash-flow pain.
Pay suppliers early with factored cash and capture 2–5% early-pay discounts that often offset the factoring fee.
"Our biggest customer moved us to Net-90. Factoring turned that from a crisis into a rounding error."
— Metal fabrication shop, PennsylvaniaApproval in ~3 days based on your customers' credit — not yours.
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