If customers swipe, tap, or dip at your business, your processing history can qualify you for $10K–$500K — repaid automatically as a small percentage of daily card sales. Busy weekend? Pay a bit more. Slow Tuesday? Pay less. It breathes with your business.
90 seconds · No credit impact
Restaurants · coffee shops · bars & clubs · hotels & tourism · retail · e-commerce · entertainment venues · gyms & recreation · subscription education
A fixed loan payment doesn't care that January is slow. Split funding does — your remittance is a % of actual daily sales.
Once you've established history, renewals and top-ups can fund same-day with one signature.
Kitchen equipment, renovation, inventory ahead of season, marketing pushes, buying out a partner — your call.
"Already funded through your processor's capital program? That's not a ceiling — it's a pre-qualification. We regularly place additional or better-priced capital alongside or after DoorDash Capital, Heartland, Payroc, Square, and Toast programs."
— The FMB advisory desk3–6 months of processing statements (or a read-only POS connection) is the whole underwrite.
Offers typically range from 70–120% of your monthly card volume. Funds hit in ~24 hours.
A fixed small % of each day's card settlements goes toward the balance automatically. No invoices, no due dates.
Get your offer range in 90 seconds — or talk it through with an advisor first.
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