💎 Excellent credit (680+)? Unlock 0% intro APR capital — up to $250K, no collateral
Premium Credit Program

You built excellent credit.
Make it pay you back.

Owners with strong personal credit qualify for a different class of capital: syndicated 0% intro APR credit lines and low-rate personal loans — unsecured, fast, and independent of your business's revenue or age. Startups welcome.

  • 0% introductory APR periods on syndicated credit lines
  • Up to $250K total across the line syndicate
  • No collateral · No revenue minimums · Startups OK
  • Personal loan option: simple fixed monthly payment
Show Me My Two Paths ↓

Do you fit the profile?

This program is credit-driven. You're likely a fit if:

  • ✅ FICO 680+ (700+ unlocks the best tiers)
  • ✅ Utilization under ~30% on revolving accounts
  • ✅ No recent late payments or derogatory marks
  • ✅ Some credit history depth (2+ years)
  • ✅ Income or business plan for the funds

Not sure where you stand? Apply anyway — the review is a soft pull and takes minutes.

Two paths. Pick your weapon.

Not sure which fits? Book a 15-minute strategy call and we'll map it with you.

Why credit-based capital is different

🚀

No revenue required

Pre-revenue startup? Doesn't matter. Your credit profile is the whole underwrite.

🆓

0% intro periods

Strategic borrowers run 6–18 months of growth spend before a dollar of interest accrues.

🛡️

Unsecured

No liens on your house, your equipment, or your receivables. Your signature is the collateral.

Great credit is a key. Use it.

Soft-pull review · decisions in minutes · funding in days.

Start My Application